U.S. Bank, owned and operated U.S. Bancorp, provides a range of lending and depository products and services. It offers checking, money market and savings accounts. The bank also provides home equity, automobile, boat, recreational vehicle and student loans. U.S. Bank offers investment, security holder, payroll, direct deposit, cash management, business insurance and equipment leasing solutions. In addition, it provides certificates of deposit and credit and debit cards. The bank offers asset management, corporate trust services, and online and telephone banking services. U.S. Bank is a member of the Federal Deposit Insurance Corporation. It maintains various locations in the United States.