Founded in 1995, USAgencies is an auto insurance company that sells directly to consumers. The company operates approximately 90 offices in the states of Alabama, Illinois and Louisiana. USAgencies offers coverage verification services to various auto insurance companies to determine liability coverage at the time of an accident. It also provides lienholder services to verify lienholders for vehicles and view the history of physical damage coverage on vehicles. USAgencies offers online services to customers for accessing accounts.