Wells Fargo, located in Phoenix, is a financial institution that offers a variety of services, such as loans, mortgage, finance and insurance to the community. It offers services, such as auto finance, home equity loans, personal loans and credit lines, credit cards, home mortgage, student loans, and military banking services. It provides checking and business accounts, legal referrals, financial planning, and deposits services. The business checking accounts provide services that include share savings, regular checking, money market account, short- and long-term loans, and property loans. The firm offers loans on fixed- and adjustable-rates. It provides deposit services, such as savings, checking, certificates, investments and individual retirement account. Additionally, it offers online banking application and bill payment services, and 24-hour customer care services to its customers.