Wilshire State Bank is a California state chartered bank that provides general commercial banking services to minority owned and multi-ethnic businesses. The services provided by the company include financing for business working capital, commercial real estate and trade activities and its investment portfolio. It also has many personal banking services such as checking, lines of credit, personal loans and savings accounts. Additional services include safety deposit boxes, traveler s checks, wire transfers and money orders. The bank also features online banking which uses a 128-bit secure socket layer to maintain customers security. Established in 1980, Wilshire State Bank has headquarters in Los Angeles, Calif.