Locate in Eagan, Minn.., River City Mortgage & Financial a full-service mortgage lending firm that was founded in 1994. It offers various building-related services to customers, such as title and home building. The company offers mortgage insurance plans and a variety of mortgages, such as adjustable rate, balloon and convertible mortgages. Its Web site offers a mortgage calculator that analyzes the customer s loan information and provides an amortization of the loan amount. The company offers online mortgage affordability and rent-verses-buy calculators that analyze rental costs and provide estimations of the purchasing costs of homes. Its refinance calculator compares mortgages with refinance rates. The firm has offices in Cambridge, Lake Elmo and Maple Grove in Minnesota, and Melbourne in Florida.