Paris Kirwan Associates is an independent insurance agency that offers its services to commercial entities. The company, which was founded more than 80 years ago, insures contractors, manufacturers, retailers, wholesalers, real estate, social services, health care organizations, high technology, restaurants, schools, municipalities, law firm and car dealers. Its insurance products include commercial property and casualty insurance, employee benefit programs, personal property and casualty and special programs. Paris Kirwan also offers the following coverage: homeowners, renter, umbrella, valuables, recreational vehicles, motorcycles and boats. The company has multiple life insurance packages and also provides disability and health insurance. Paris Kirwan Associates, headquartered in Rochester, N.Y., also offers services, such as retirement and estate planning, mutual funds, annuities and long-term care.