Located in Atlanta, Your Best Rate Financial is a direct mortgage lender that provides homeowners a variety of mortgage loan programs. The firm offers conforming, jumbo, nonconforming, subprime and government loan programs. It also provides low-rate home mortgage loan programs for purchase, refinancing, debt consolidation, and home improvement and construction. It offers a home lending mortgage loan program that consists of conventional mortgages, such as Fannie Mae and Freddie Mac and high-loan amount jumbo lending mortgages. Your Best Rate Financial also offers other home mortgage loans, such as low-income verification, stated income, no asset and no employment verification, less-than-perfect credit and 2nd-chance financing loans.